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ABOUT OUR AGENCY

Key Business Segments

Empowering financial inclusion through innovative solutions and nationwide network

APMC (Mandi) Business

Mercalix plays a vital role in the agriculture ecosystem by enabling smooth financial operations across the mandi network.

11,000+

Retailers (primarily farmers)

1,000

Distributors

70

Master Distributors

10

Channel Partners

Core Services
  • Bulk Cash Pickup at master distributor level with secure settlement into merchant accounts
  • Instant Bulk Payments using integrated fintech APIs
  • Utility Bill Payment Facility
  • Cash Delivery to master distributors as needed
  • Kiosk Machines installed at distributor level
APMC Business

Unified Cash Management

Mercalix provides a unified cash management solution designed for farmers, traders, and agricultural merchants nationwide.

Nidhi Limited

Mercalix Group holds a strategic stake in its associated Nidhi Limited entity, ensuring smooth operational integration.

Key Highlights
  • Daily Piggy Collection enabling micro savings for thousands of customers
  • All API Solutions (payments, settlements, verifications) fully developed and provided by Mercalix
  • Cash Deposit Solutions integrated with Mercalix kiosks
  • Fintech-Backed Operations ensuring transparency, speed, and accuracy

Strong technological and operational integration ensures Nidhi activities operate reliably and efficiently.

Nidhi Limited

Micro-Savings Innovation

Empowering communities through accessible savings solutions

Regulatory Compliance

Mercalix Business Solution Pvt. Ltd. is committed to responsible and transparent operations across all fintech services.

We follow all norms laid by RBI for fintech operations.

Strict adherence to KYC, AML, and transaction monitoring guidelines

Regular internal and external audits to maintain transparency and compliance

Secure data handling in line with IT Act regulations and standard security protocols

Ethical and compliant cash management practices across all service points.

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